Cancer Cover – Why Trauma Insurance is Important
This site contains a few facts and statistics primarily on the subject of cancer and that of cancer cover, the main benefit in trauma insurance.
It provides some advice on Cancer Cover/Trauma Insurance, which can pay you a lump sum on diagnosis. Think about this for just a few seconds – if you were one of the unlucky few diagnosed with cancer this week, 60 today in fact, including 8 women being told they have breast cancer and 8 men prostate cancer, would you be grateful that we could assist you to lodge a claim and get you a bank deposit of say $350k, $800k or the maximum trauma cover available of 2 million dollars?
With even just $100,000 you or your partner could take time off work, it would also enable you to keep paying household costs, and cover additional expenses that will arise. We can also cover children for trauma events like cancer – yes, every week in New Zealand, three families are told their child has cancer.
Call us now on 0800 TRAUMA (872 862) or text ‘call me’ to 0272 872 862 for a call back.
How does it work?
You will receive a lump sum amount and it’s your choice how you use the money. Some examples of how this money can help are:
- subsidise a lost income
- cover day-to-day expenses (e.g. power, phone, food, petrol)
- help cover debts e.g. mortgage, credit cards
- assist with medical costs associated with recovery
- seeking alternative treatments
- paying for home alterations, rehabilitation and home help.
Accelerated or standalone
Trauma Cover can be ‘accelerated’ against Life Cover. This means that in the event of a claim for Trauma Cover, the amount paid will be deducted from the balance of the Life Cover sum insured. Alternatively, Trauma Cover can be ‘standalone’, which means that any Trauma Cover claim paid is independent of any Life Cover.